Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Bidadi Town, Karnataka branch in Bangalore Rural, Bidadi, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Bangalore Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0001414. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Bidadi Town, Karnataka, Bangalore Rural
Here are some of the key details that come with the IFSC Code ICIC0001414 of Icici Bank Limited for its branch located in Bangalore Rural, within the district of Bidadi in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001414 |
| Branch | Bidadi Town, Karnataka |
| City | Bangalore Rural |
| District | Bidadi |
| State | Karnataka |
| Address | Icici Bank Ltd., Svb Arcade, 803/806/1A, Nelligudde Tank Road, Bidadi Town, Ramanagar Taluk, Ramanagar, Karnataka.562109 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Bangalore Rural for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0001414 for the Bidadi Town, Karnataka branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Bidadi Town, Karnataka, Bangalore Rural, Karnataka, are given a unique IFSC like ICIC0001414 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bangalore Rural.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bangalore Rural and Bidadi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Icici Bank Limited in Bidadi Town, Karnataka goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ICIC0001414
The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bidadi Town, Karnataka in Bangalore Rural.
For example, the IFSC Code ICIC0001414 of Icici Bank Limited for the Bidadi Town, Karnataka branch includes these elements, identifying the bank and the branch location in Bangalore Rural and Karnataka correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001414 of Icici Bank Limited for its Bidadi Town, Karnataka branch located in Bangalore Rural, the following methods can help:
Cheque Book
The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bangalore Rural and Bidadi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and find the branch locator section. Search for Bidadi Town, Karnataka or Bangalore Rural to get the exact IFSC Code ICIC0001414.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Bangalore Rural that will provide accurate information.
How to Use IFSC Code ICIC0001414 for Online Transfers?
Once you have the IFSC Code ICIC0001414 for the Bidadi Town, Karnataka branch of Icici Bank Limited in Bangalore Rural, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ICIC0001414. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001414.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Bidadi Town, Karnataka in Bangalore Rural, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bidadi Town, Karnataka, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bangalore Rural to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001414.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Svb Arcade, 803/806/1A, Nelligudde Tank Road, Bidadi Town, Ramanagar Taluk, Ramanagar, Karnataka.562109 located in Bangalore Rural, Bidadi, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.