The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Deesa Bagicha Road branch in Banas Kantha, Deesa, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ICIC0005380. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Deesa Bagicha Road, Banas Kantha
Below in the table are the key details related to IFSC Code ICIC0005380 of Icici Bank Limited for its branch located in Banas Kantha, within the district of Deesa in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0005380 |
| Branch | Deesa Bagicha Road |
| City | Banas Kantha |
| District | Deesa |
| State | Gujarat |
| Address | Icici Bank Ltd Shop No 2 To 6 L H Corporate Hub Scw Road Deesa Dist Banas Kantha Gujarat 385535 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Banas Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005380 for the Deesa Bagicha Road branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Deesa Bagicha Road, Banas Kantha, Gujarat, is provided a unique IFSC like ICIC0005380 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Banas Kantha.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Banas Kantha and Deesa.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Deesa Bagicha Road do not get misguided to another person.
Format of the IFSC Code ICIC0005380
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Deesa Bagicha Road in Banas Kantha.
For example, the IFSC Code ICIC0005380 of Icici Bank Limited for the Deesa Bagicha Road branch includes these elements, identifying the bank and the branch location in Banas Kantha and Gujarat accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0005380 of Icici Bank Limited for its Deesa Bagicha Road branch located in Banas Kantha, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Banas Kantha and Deesa, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Deesa Bagicha Road or Banas Kantha to get the exact IFSC Code ICIC0005380.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Banas Kantha, you'll get the correct details.
How to Use IFSC Code ICIC0005380 for Online Transfers?
Once you have the IFSC Code ICIC0005380 for the Deesa Bagicha Road branch of Icici Bank Limited in Banas Kantha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0005380. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0005380.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Deesa Bagicha Road in Banas Kantha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Deesa Bagicha Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Banas Kantha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Deesa Bagicha Road Banas Kantha branch is ICIC0005380.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd Shop No 2 To 6 L H Corporate Hub Scw Road Deesa Dist Banas Kantha Gujarat 385535.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.