Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its District Co Operative Bank Ltd Ballia branch in Ballia, Balia, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Ballia or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ICIC00DCBLB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, District Co Operative Bank Ltd Ballia, Ballia

Here are the main details that are associated with the IFSC Code ICIC00DCBLB of Icici Bank Limited for its branch located in Ballia, within the district of Balia in the state of Uttar Pradesh.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC00DCBLB
Branch District Co Operative Bank Ltd Ballia
City Ballia
District Balia
State Uttar Pradesh
Address Townhall Kasim Bazar Ballia U.P.-277001

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Ballia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC00DCBLB for the District Co Operative Bank Ltd Ballia branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in District Co Operative Bank Ltd Ballia, Ballia, Uttar Pradesh, are given a unique IFSC like ICIC00DCBLB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ballia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ballia and Balia.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Icici Bank Limited in District Co Operative Bank Ltd Ballia goes to the correct branch. This is important because Icici Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ICIC00DCBLB

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as District Co Operative Bank Ltd Ballia in Ballia.

For example, the IFSC Code ICIC00DCBLB of Icici Bank Limited for the District Co Operative Bank Ltd Ballia branch includes these elements, identifying the bank and the branch location in Ballia and Uttar Pradesh accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are looking for the IFSC Code ICIC00DCBLB of Icici Bank Limited for its District Co Operative Bank Ltd Ballia branch located in Ballia, the following methods can help:

Cheque Book

The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Icici Bank Limited branches in Ballia and Balia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for District Co Operative Bank Ltd Ballia or Ballia to get the exact IFSC Code ICIC00DCBLB.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Ballia, then it will provide you proper information.

How to Use IFSC Code ICIC00DCBLB for Online Transfers?

Once you have the IFSC Code ICIC00DCBLB for the District Co Operative Bank Ltd Ballia branch of Icici Bank Limited in Ballia, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC00DCBLB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC00DCBLB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited District Co Operative Bank Ltd Ballia in Ballia, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in District Co Operative Bank Ltd Ballia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ballia manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in District Co Operative Bank Ltd Ballia, Ballia?

The IFSC Code is ICIC00DCBLB.

Is the IFSC Code ICIC00DCBLB permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited District Co Operative Bank Ltd Ballia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the District Co Operative Bank Ltd Ballia branch?

The address of the branch is Townhall Kasim Bazar Ballia U.P.-277001 located in Ballia, Balia, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.