Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Icici Bank Limited for its Terdal branch in Bagalkote, Terdal, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Icici Bank Limited located in Bagalkote or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code ICIC0006500. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Terdal, Bagalkote
Here are the main details that are associated with the IFSC Code ICIC0006500 of Icici Bank Limited for its branch located in Bagalkote, within the district of Terdal in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0006500 |
| Branch | Terdal |
| City | Bagalkote |
| District | Terdal |
| State | Karnataka |
| Address | Icici Bank Ltd., Cici Bank Ltd., C S No. 737/866, Ground Floor, Subhash Road,Terdal, Taljamkhandi, Bagalkot.587315 |
These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Bagalkote for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0006500 for the Terdal branch of Icici Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Terdal, Bagalkote, Karnataka, are allotted a unique IFSC like ICIC0006500 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bagalkote.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bagalkote and Terdal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Terdal reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code ICIC0006500
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Terdal in Bagalkote.
For example, the IFSC Code ICIC0006500 of Icici Bank Limited for the Terdal branch includes these elements, identifying the bank and the branch location in Bagalkote and Karnataka accurately.
How to Find IFSC Code for Icici Bank Limited?
To find the IFSC Code ICIC0006500 of Icici Bank Limited for its Terdal branch located in Bagalkote, the following methods can help you out:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Bagalkote and Terdal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Terdal or Bagalkote to find the exact IFSC Code ICIC0006500.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Bagalkote will provide accurate information.
How to Use IFSC Code ICIC0006500 for Online Transfers?
If you have the IFSC Code ICIC0006500 for the Terdal branch of Icici Bank Limited in Bagalkote, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0006500. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0006500.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Terdal in Bagalkote, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Terdal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bagalkote to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0006500.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Icici Bank Ltd., Cici Bank Ltd., C S No. 737/866, Ground Floor, Subhash Road,Terdal, Taljamkhandi, Bagalkot.587315 located in Bagalkote, Terdal, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.