The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jamkhandi Chikkali Cross branch in Bagalkote, Jamkhandi, Bagalkote, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Bagalkote or anywhere in Bagalkote can transfer funds instantly by using the correct IFSC Code ICIC0003014. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Jamkhandi Chikkali Cross, Bagalkote
The table below shows the main details of the IFSC Code ICIC0003014 for the Icici Bank Limited branch in Bagalkote, which falls under the Jamkhandi district in Bagalkote.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0003014 |
| Branch | Jamkhandi Chikkali Cross |
| City | Bagalkote |
| District | Jamkhandi |
| State | Bagalkote |
| Address | Icici Bank Ltd., Shree Mahalaxmi Traders, Bijapur Road, Chikali Cross, Tal Jamkhandi, Dist Bagalkot.586113 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Icici Bank Limited in Bagalkote for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0003014 for the Jamkhandi Chikkali Cross branch of Icici Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Jamkhandi Chikkali Cross, Bagalkote, Bagalkote, is provided a unique IFSC like ICIC0003014 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Bagalkote.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bagalkote and Jamkhandi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bagalkote and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Jamkhandi Chikkali Cross do not get misguided to another person.
Format of the IFSC Code ICIC0003014
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamkhandi Chikkali Cross in Bagalkote.
For example, the IFSC Code ICIC0003014 of Icici Bank Limited for the Jamkhandi Chikkali Cross branch includes these elements, identifying the bank and the branch location in Bagalkote and Bagalkote accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are looking for the IFSC Code ICIC0003014 of Icici Bank Limited for its Jamkhandi Chikkali Cross branch located in Bagalkote, the following methods can help:
Cheque Book
The cheque book that is issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Icici Bank Limited branches in Bagalkote and Jamkhandi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Icici Bank Limited and look for the branch locator section, then search for Jamkhandi Chikkali Cross or Bagalkote to get the exact IFSC Code ICIC0003014.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Icici Bank Limited and Bagalkote, then it will provide you proper information.
How to Use IFSC Code ICIC0003014 for Online Transfers?
Once you have the IFSC Code ICIC0003014 for the Jamkhandi Chikkali Cross branch of Icici Bank Limited in Bagalkote, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0003014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0003014.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Jamkhandi Chikkali Cross in Bagalkote, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jamkhandi Chikkali Cross, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bagalkote manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0003014.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Shree Mahalaxmi Traders, Bijapur Road, Chikali Cross, Tal Jamkhandi, Dist Bagalkot.586113 located in Bagalkote, Jamkhandi, Bagalkote.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.