Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Port Blair branch in Andaman, Port Blair, or Andaman And Nicobar Island, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Andaman or anywhere in Andaman And Nicobar Island can transfer funds instantly by using the correct IFSC Code ICIC0002144. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Port Blair, Andaman

The table below shows the main details of the IFSC Code ICIC0002144 for the Icici Bank Limited branch in Andaman, which falls under the Port Blair district in Andaman And Nicobar Island.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002144
Branch Port Blair
City Andaman
District Port Blair
State Andaman And Nicobar Island
Address Icici Bank Ltd., Mb 23, Middle Point, Port Blair South Andaman Dist., Andaman Nicobar.744101

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Andaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002144 for the Port Blair branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0002144 is given to every bank branch, including Icici Bank Limited located in Port Blair, Andaman, Andaman And Nicobar Island, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Andaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Andaman and Port Blair.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andaman And Nicobar Island and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Port Blair doesn't end up at another location.

Format of the IFSC Code ICIC0002144

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Port Blair in Andaman.

For example, the IFSC Code ICIC0002144 of Icici Bank Limited for the Port Blair branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar Island accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0002144 of Icici Bank Limited for its Port Blair branch located in Andaman, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Andaman and Port Blair, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Port Blair or Andaman to get the exact IFSC Code ICIC0002144.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Andaman that will provide accurate information.

How to Use IFSC Code ICIC0002144 for Online Transfers?

Once you have the IFSC Code ICIC0002144 for the Port Blair branch of Icici Bank Limited in Andaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ICIC0002144. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002144.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Icici Bank Limited Port Blair in Andaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Port Blair, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Andaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Port Blair Andaman?

The IFSC Code of the Port Blair Andaman branch is ICIC0002144.

Is IFSC Code ICIC0002144 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Port Blair branch?

The branch is located at Icici Bank Ltd., Mb 23, Middle Point, Port Blair South Andaman Dist., Andaman Nicobar.744101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.