IFSC Code of Icici Bank Limited, Jandiala Guru, Jandiala Guru, Punjab — ICIC0002021

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Jandiala Guru branch in Amritsar, Jandiala Guru, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Amritsar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0002021. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Jandiala Guru, Amritsar

Here are the main details that are associated with the IFSC Code ICIC0002021 of Icici Bank Limited for its branch located in Amritsar, within the district of Jandiala Guru in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Icici Bank Limited in Amritsar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002021 for the Jandiala Guru branch of Icici Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Jandiala Guru, Amritsar, Punjab, are allotted a unique IFSC like ICIC0002021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Amritsar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Amritsar and Jandiala Guru.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Jandiala Guru reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0002021

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jandiala Guru in Amritsar.

For example, the IFSC Code ICIC0002021 of Icici Bank Limited for the Jandiala Guru branch has these elements, identifying the bank and the branch location in Amritsar and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0002021 of Icici Bank Limited for its Jandiala Guru branch located in Amritsar, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Amritsar and Jandiala Guru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Jandiala Guru or Amritsar to find the exact IFSC Code ICIC0002021.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Amritsar will provide accurate information.

How to Use IFSC Code ICIC0002021 for Online Transfers?

Once you have the IFSC Code ICIC0002021 for the Jandiala Guru branch of Icici Bank Limited in Amritsar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002021. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002021.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Jandiala Guru in Amritsar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Jandiala Guru, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Amritsar to handle online money transfers and get their cheques cleared smoothly.