IFSC Code of Icici Bank Limited, Amritsar Loharka Road, Amritsar, Punjab — ICIC0005620

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Amritsar Loharka Road branch in Amritsar, Amritsar, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Amritsar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code ICIC0005620. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Amritsar Loharka Road, Amritsar

The table below shows the main details of the IFSC Code ICIC0005620 for the Icici Bank Limited branch in Amritsar, which falls under the Amritsar district in Punjab.

These details helps users in online banking and for businesses and individuals who use Icici Bank Limited in Amritsar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0005620 for the Amritsar Loharka Road branch of Icici Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Amritsar Loharka Road, Amritsar, Punjab, are allotted a unique IFSC like ICIC0005620 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Amritsar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Amritsar and Amritsar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Icici Bank Limited in Amritsar Loharka Road reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code ICIC0005620

The format of the IFSC Code for banks, including Icici Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amritsar Loharka Road in Amritsar.

For example, the IFSC Code ICIC0005620 of Icici Bank Limited for the Amritsar Loharka Road branch includes these elements, identifying the bank and the branch location in Amritsar and Punjab correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0005620 of Icici Bank Limited for its Amritsar Loharka Road branch located in Amritsar, the following methods can help:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Amritsar and Amritsar, print them on the first page of your passbook.

Bank Website

Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Amritsar Loharka Road or Amritsar to get the exact IFSC Code ICIC0005620.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Amritsar, you'll get the correct details.

How to Use IFSC Code ICIC0005620 for Online Transfers?

Once you have the IFSC Code ICIC0005620 for the Amritsar Loharka Road branch of Icici Bank Limited in Amritsar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0005620. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Icici Bank Limited IFSC Code ICIC0005620.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Icici Bank Limited Amritsar Loharka Road in Amritsar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Amritsar Loharka Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Icici Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Amritsar manage online transfers as well as cheque clearances with ease.