Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Icici Bank Limited for its Ambala Cantt, Haryana branch in Ambala, Ambala Cantt., or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Icici Bank Limited located in Ambala or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ICIC0001398. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Icici Bank Limited, Ambala Cantt, Haryana, Ambala
The table below shows the main details of the IFSC Code ICIC0001398 for the Icici Bank Limited branch in Ambala, which falls under the Ambala Cantt. district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0001398 |
| Branch | Ambala Cantt, Haryana |
| City | Ambala |
| District | Ambala Cantt. |
| State | Haryana |
| Address | Icici Bank Ltd., Shop No 14/15/86, Green Park, Gulati Market, Mahesh Nagar, Ambala Cantt, Ambala Dist., Haryana.133001 |
These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ambala for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0001398 for the Ambala Cantt, Haryana branch of Icici Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Icici Bank Limited located in Ambala Cantt, Haryana, Ambala, Haryana, are allotted a unique IFSC like ICIC0001398 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ambala.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ambala and Ambala Cantt..
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Icici Bank Limited in Ambala Cantt, Haryana reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code ICIC0001398
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambala Cantt, Haryana in Ambala.
For example, the IFSC Code ICIC0001398 of Icici Bank Limited for the Ambala Cantt, Haryana branch includes these elements, identifying the bank and the branch location in Ambala and Haryana accurately.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0001398 of Icici Bank Limited for its Ambala Cantt, Haryana branch located in Ambala, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Icici Bank Limited branches in Ambala and Ambala Cantt., print them on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Ambala Cantt, Haryana or Ambala to get the exact IFSC Code ICIC0001398.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Ambala, you'll get the correct details.
How to Use IFSC Code ICIC0001398 for Online Transfers?
Once you have the IFSC Code ICIC0001398 for the Ambala Cantt, Haryana branch of Icici Bank Limited in Ambala, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0001398. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0001398.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ambala Cantt, Haryana in Ambala may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Ambala Cantt, Haryana, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ambala manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ICIC0001398.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Icici Bank Ltd., Shop No 14/15/86, Green Park, Gulati Market, Mahesh Nagar, Ambala Cantt, Ambala Dist., Haryana.133001 located in Ambala, Ambala Cantt., Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.