For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Icici Bank Limited for its Almora, Uttaranchal branch in Almora, Almora, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Icici Bank Limited located in Almora or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code ICIC0000912. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Icici Bank Limited, Almora, Uttaranchal, Almora

The table below shows the main details of the IFSC Code ICIC0000912 for the Icici Bank Limited branch in Almora, which falls under the Almora district in Uttarakhand.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0000912
Branch Almora, Uttaranchal
City Almora
District Almora
State Uttarakhand
Address Icici Bank Ltd., Plot No 209, Bakshi Khola, Mall Road, Almora Uttarakhand.263601

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Almora for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000912 for the Almora, Uttaranchal branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0000912 is given to every bank branch, including Icici Bank Limited located in Almora, Uttaranchal, Almora, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Almora.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Almora and Almora.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Almora, Uttaranchal doesn't end up at another location.

Format of the IFSC Code ICIC0000912

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Almora, Uttaranchal in Almora.

For example, the IFSC Code ICIC0000912 of Icici Bank Limited for the Almora, Uttaranchal branch has these elements, identifying the bank and the branch location in Almora and Uttarakhand correctly.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0000912 of Icici Bank Limited for its Almora, Uttaranchal branch located in Almora, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Almora and Almora, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Almora, Uttaranchal or Almora to get the exact IFSC Code ICIC0000912.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Almora that will provide accurate information.

How to Use IFSC Code ICIC0000912 for Online Transfers?

If you have the IFSC Code ICIC0000912 for the Almora, Uttaranchal branch of Icici Bank Limited in Almora, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0000912. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000912.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Almora, Uttaranchal in Almora, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Almora, Uttaranchal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Almora manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Almora, Uttaranchal, Almora?

The IFSC Code is ICIC0000912.

Is the IFSC Code ICIC0000912 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Almora, Uttaranchal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Almora, Uttaranchal branch?

The address of the branch is Icici Bank Ltd., Plot No 209, Bakshi Khola, Mall Road, Almora Uttarakhand.263601 located in Almora, Almora, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.