The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Ambalapuzha branch in Alapuzha, Ambalapuzha, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code ICIC0002657. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Ambalapuzha, Alapuzha

Below in the table are the key details related to IFSC Code ICIC0002657 of Icici Bank Limited for its branch located in Alapuzha, within the district of Ambalapuzha in the state of Kerala.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0002657
Branch Ambalapuzha
City Alapuzha
District Ambalapuzha
State Kerala
Address Icici Bank Ltd., Appoos Bldg., Komana Po Ambalapuzha Kerala.688561

These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Alapuzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0002657 for the Ambalapuzha branch of Icici Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Ambalapuzha, Alapuzha, Kerala, is provided a unique IFSC like ICIC0002657 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Icici Bank Limited branch in Alapuzha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alapuzha and Ambalapuzha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Ambalapuzha do not get misguided to another person.

Format of the IFSC Code ICIC0002657

The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Icici Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambalapuzha in Alapuzha.

For example, the IFSC Code ICIC0002657 of Icici Bank Limited for the Ambalapuzha branch includes these elements, identifying the bank and the branch location in Alapuzha and Kerala accurately.

How to Find IFSC Code for Icici Bank Limited?

To find the IFSC Code ICIC0002657 of Icici Bank Limited for its Ambalapuzha branch located in Alapuzha, the following methods can help you out:

Cheque Book

The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Alapuzha and Ambalapuzha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and go to the branch locator section. Then search for Ambalapuzha or Alapuzha to find the exact IFSC Code ICIC0002657.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Icici Bank Limited and Alapuzha will provide accurate information.

How to Use IFSC Code ICIC0002657 for Online Transfers?

Once you have the IFSC Code ICIC0002657 for the Ambalapuzha branch of Icici Bank Limited in Alapuzha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0002657. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0002657.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Ambalapuzha in Alapuzha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Icici Bank Limited in Ambalapuzha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alapuzha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited in Ambalapuzha, Alapuzha?

The IFSC Code is ICIC0002657.

Is the IFSC Code ICIC0002657 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Icici Bank Limited Ambalapuzha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ambalapuzha branch?

The address of the branch is Icici Bank Ltd., Appoos Bldg., Komana Po Ambalapuzha Kerala.688561 located in Alapuzha, Ambalapuzha, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.