The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Bijai Nagar branch in Ajmer, Ajmer, Rajasthan, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Ajmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ICIC0006815. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Icici Bank Limited, Bijai Nagar, Ajmer

Here are the main details that are associated with the IFSC Code ICIC0006815 of Icici Bank Limited for its branch located in Ajmer, within the district of Ajmer in the state of Rajasthan.

Particulars Details
Bank Icici Bank Limited
IFSC Code ICIC0006815
Branch Bijai Nagar
City Ajmer
District Ajmer
State Rajasthan
Address Icici Bank Ltd., Ward No.9, Main Market, Bapu Bazar, Vijainagar.305624

These details are important not only for users using online banking but also for businesses and individuals who use Icici Bank Limited in Ajmer for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ICIC0006815 for the Bijai Nagar branch of Icici Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ICIC0006815 is given to every bank branch, including Icici Bank Limited located in Bijai Nagar, Ajmer, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Icici Bank Limited branch in Ajmer.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ajmer and Ajmer.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Icici Bank Limited in Bijai Nagar doesn't end up at another location.

Format of the IFSC Code ICIC0006815

This is the format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Icici Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bijai Nagar in Ajmer.

For example, the IFSC Code ICIC0006815 of Icici Bank Limited for the Bijai Nagar branch includes these elements, identifying the bank and the branch location in Ajmer and Rajasthan accurately.

How to Find IFSC Code for Icici Bank Limited?

If you are trying to find the IFSC Code ICIC0006815 of Icici Bank Limited for its Bijai Nagar branch located in Ajmer, the following methods can help:

Cheque Book

The cheque books that are issued by Icici Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Icici Bank Limited branches in Ajmer and Ajmer, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Icici Bank Limited and find the branch locator section. Search for Bijai Nagar or Ajmer to get the exact IFSC Code ICIC0006815.

Mobile Banking App

If you use Icici Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Icici Bank Limited and Ajmer that will provide accurate information.

How to Use IFSC Code ICIC0006815 for Online Transfers?

Once you have the IFSC Code ICIC0006815 for the Bijai Nagar branch of Icici Bank Limited in Ajmer, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ICIC0006815. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Icici Bank Limited IFSC Code ICIC0006815.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Icici Bank Limited Bijai Nagar in Ajmer may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Bijai Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Icici Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ajmer to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Icici Bank Limited Bijai Nagar Ajmer?

The IFSC Code of the Bijai Nagar Ajmer branch is ICIC0006815.

Is IFSC Code ICIC0006815 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Icici Bank Limited Bijai Nagar branch?

The branch is located at Icici Bank Ltd., Ward No.9, Main Market, Bapu Bazar, Vijainagar.305624.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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