The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Icici Bank Limited for its Aizawl, Mizoram branch in Aizawl, Aizawl, Mizoram, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Icici Bank Limited located in Aizawl or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code ICIC0000772. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Icici Bank Limited, Aizawl, Mizoram, Aizawl
Below in the table are the key details related to IFSC Code ICIC0000772 of Icici Bank Limited for its branch located in Aizawl, within the district of Aizawl in the state of Mizoram.
| Particulars | Details |
|---|---|
| Bank | Icici Bank Limited |
| IFSC Code | ICIC0000772 |
| Branch | Aizawl, Mizoram |
| City | Aizawl |
| District | Aizawl |
| State | Mizoram |
| Address | Icici Bank Ltd., Varte Plaza, Zarkawt, Aizawl Mizoram.796007 |
These details help users in online banking and for businesses and individuals who use Icici Bank Limited in Aizawl for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ICIC0000772 for the Aizawl, Mizoram branch of Icici Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Icici Bank Limited located in Aizawl, Mizoram, Aizawl, Mizoram, is provided a unique IFSC like ICIC0000772 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Icici Bank Limited branch in Aizawl.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Aizawl and Aizawl.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Mizoram and the rest of India, the IFSC Code ensures that transactions meant for Icici Bank Limited in Aizawl, Mizoram do not get misguided to another person.
Format of the IFSC Code ICIC0000772
The format of the IFSC Code for banks, including Icici Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Icici Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aizawl, Mizoram in Aizawl.
For example, the IFSC Code ICIC0000772 of Icici Bank Limited for the Aizawl, Mizoram branch has these elements, identifying the bank and the branch location in Aizawl and Mizoram correctly.
How to Find IFSC Code for Icici Bank Limited?
If you are trying to find the IFSC Code ICIC0000772 of Icici Bank Limited for its Aizawl, Mizoram branch located in Aizawl, the following methods can help:
Cheque Book
The cheque book issued by Icici Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Icici Bank Limited branches in Aizawl and Aizawl, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Icici Bank Limited and navigate to the branch locator section. Search for Aizawl, Mizoram or Aizawl to get the exact IFSC Code ICIC0000772.
Mobile Banking App
If you use Icici Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Icici Bank Limited and Aizawl, you'll get the correct details.
How to Use IFSC Code ICIC0000772 for Online Transfers?
If you have the IFSC Code ICIC0000772 for the Aizawl, Mizoram branch of Icici Bank Limited in Aizawl, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ICIC0000772. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Icici Bank Limited IFSC Code ICIC0000772.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Icici Bank Limited Aizawl, Mizoram in Aizawl, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Icici Bank Limited in Aizawl, Mizoram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Icici Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Aizawl manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Aizawl, Mizoram Aizawl branch is ICIC0000772.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Icici Bank Ltd., Varte Plaza, Zarkawt, Aizawl Mizoram.796007.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.