Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hutatma Sahakari Bank Ltd for its Mumbai branch in Mumbai, Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hutatma Sahakari Bank Ltd located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HUSB0000015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hutatma Sahakari Bank Ltd, Mumbai, Mumbai

The table below shows the main details of the IFSC Code HUSB0000015 for the Hutatma Sahakari Bank Ltd branch in Mumbai, which falls under the Mumbai district in Maharashtra.

Particulars Details
Bank Hutatma Sahakari Bank Ltd
IFSC Code HUSB0000015
Branch Mumbai
City Mumbai
District Mumbai
State Maharashtra
Address Shop No 29&30,Shivajinagar Coop.Hsg.Soc,Lower Parel,Mumbai

These details are important not only for users using online banking but also for businesses and individuals who use Hutatma Sahakari Bank Ltd in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HUSB0000015 for the Mumbai branch of Hutatma Sahakari Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hutatma Sahakari Bank Ltd located in Mumbai, Mumbai, Maharashtra, is provided a unique IFSC like HUSB0000015 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hutatma Sahakari Bank Ltd branch in Mumbai.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Hutatma Sahakari Bank Ltd in Mumbai do not get misguided to another person.

Format of the IFSC Code HUSB0000015

The format of the IFSC Code for banks, including Hutatma Sahakari Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hutatma Sahakari Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mumbai in Mumbai.

For example, the IFSC Code HUSB0000015 of Hutatma Sahakari Bank Ltd for the Mumbai branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Hutatma Sahakari Bank Ltd?

To find the IFSC Code HUSB0000015 of Hutatma Sahakari Bank Ltd for its Mumbai branch located in Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Hutatma Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hutatma Sahakari Bank Ltd branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hutatma Sahakari Bank Ltd and go to the branch locator section. Then search for Mumbai or Mumbai to find the exact IFSC Code HUSB0000015.

Mobile Banking App

If you use Hutatma Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hutatma Sahakari Bank Ltd and Mumbai will provide accurate information.

How to Use IFSC Code HUSB0000015 for Online Transfers?

Once you have the IFSC Code HUSB0000015 for the Mumbai branch of Hutatma Sahakari Bank Ltd in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HUSB0000015. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hutatma Sahakari Bank Ltd IFSC Code HUSB0000015.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hutatma Sahakari Bank Ltd Mumbai in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hutatma Sahakari Bank Ltd in Mumbai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hutatma Sahakari Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hutatma Sahakari Bank Ltd in Mumbai, Mumbai?

The IFSC Code is HUSB0000015.

Is the IFSC Code HUSB0000015 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hutatma Sahakari Bank Ltd Mumbai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mumbai branch?

The address of the branch is Shop No 29&30,Shivajinagar Coop.Hsg.Soc,Lower Parel,Mumbai located in Mumbai, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.