There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hutatma Sahakari Bank Ltd for its Peth Vadgaon branch in Kolhapur, Kolhapur, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hutatma Sahakari Bank Ltd situated in Kolhapur or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code HUSB0000014. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hutatma Sahakari Bank Ltd, Peth Vadgaon, Kolhapur
The table below shows the main details of the IFSC Code HUSB0000014 for the Hutatma Sahakari Bank Ltd branch in Kolhapur, which falls under the Kolhapur district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hutatma Sahakari Bank Ltd |
| IFSC Code | HUSB0000014 |
| Branch | Peth Vadgaon |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| Address | Chingale Building Main Road Near Hdfc Bank Peth Vadgaon Dist-Kolhapur |
These details are essential not only for online banking users but also for businesses and individuals who use Hutatma Sahakari Bank Ltd in Kolhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HUSB0000014 for the Peth Vadgaon branch of Hutatma Sahakari Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HUSB0000014 is given to every bank branch, including Hutatma Sahakari Bank Ltd located in Peth Vadgaon, Kolhapur, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hutatma Sahakari Bank Ltd branch in Kolhapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kolhapur and Kolhapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Hutatma Sahakari Bank Ltd in Peth Vadgaon doesn't end up at another location.
Format of the IFSC Code HUSB0000014
The format of the IFSC Code for banks, including Hutatma Sahakari Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hutatma Sahakari Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peth Vadgaon in Kolhapur.
For example, the IFSC Code HUSB0000014 of Hutatma Sahakari Bank Ltd for the Peth Vadgaon branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra correctly.
How to Find IFSC Code for Hutatma Sahakari Bank Ltd?
If you are trying to find the IFSC Code HUSB0000014 of Hutatma Sahakari Bank Ltd for its Peth Vadgaon branch located in Kolhapur, the following methods can help:
Cheque Book
The cheque book issued by Hutatma Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hutatma Sahakari Bank Ltd branches in Kolhapur and Kolhapur, print them on the first page of your passbook.
Bank Website
Visit the official website of Hutatma Sahakari Bank Ltd and navigate to the branch locator section. Search for Peth Vadgaon or Kolhapur to get the exact IFSC Code HUSB0000014.
Mobile Banking App
If you use Hutatma Sahakari Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hutatma Sahakari Bank Ltd and Kolhapur, you'll get the correct details.
How to Use IFSC Code HUSB0000014 for Online Transfers?
If you have the IFSC Code HUSB0000014 for the Peth Vadgaon branch of Hutatma Sahakari Bank Ltd in Kolhapur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HUSB0000014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hutatma Sahakari Bank Ltd IFSC Code HUSB0000014.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hutatma Sahakari Bank Ltd Peth Vadgaon in Kolhapur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hutatma Sahakari Bank Ltd in Peth Vadgaon, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hutatma Sahakari Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HUSB0000014.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chingale Building Main Road Near Hdfc Bank Peth Vadgaon Dist-Kolhapur located in Kolhapur, Kolhapur, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.