For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hutatma Sahakari Bank Ltd for its Karad branch in Karad, Karad, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hutatma Sahakari Bank Ltd located in Karad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HUSB0000017. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hutatma Sahakari Bank Ltd, Karad, Karad

The table below shows the main details of the IFSC Code HUSB0000017 for the Hutatma Sahakari Bank Ltd branch in Karad, which falls under the Karad district in Maharashtra.

Particulars Details
Bank Hutatma Sahakari Bank Ltd
IFSC Code HUSB0000017
Branch Karad
City Karad
District Karad
State Maharashtra
Address Deepak Pride,Near Axis Bank,Bheda Chowk,Shaniwar Peth,Dist-Satara

These details are essential not only for online banking users but also for businesses and individuals who use Hutatma Sahakari Bank Ltd in Karad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HUSB0000017 for the Karad branch of Hutatma Sahakari Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hutatma Sahakari Bank Ltd located in Karad, Karad, Maharashtra, is provided a unique IFSC like HUSB0000017 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hutatma Sahakari Bank Ltd branch in Karad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Karad and Karad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Hutatma Sahakari Bank Ltd in Karad do not get misguided to another person.

Format of the IFSC Code HUSB0000017

The format of the IFSC Code for banks, including Hutatma Sahakari Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hutatma Sahakari Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karad in Karad.

For example, the IFSC Code HUSB0000017 of Hutatma Sahakari Bank Ltd for the Karad branch includes these elements, identifying the bank and the branch location in Karad and Maharashtra accurately.

How to Find IFSC Code for Hutatma Sahakari Bank Ltd?

If you are looking for the IFSC Code HUSB0000017 of Hutatma Sahakari Bank Ltd for its Karad branch located in Karad, the following methods can help:

Cheque Book

The cheque book that is issued by Hutatma Sahakari Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hutatma Sahakari Bank Ltd branches in Karad and Karad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hutatma Sahakari Bank Ltd and look for the branch locator section, then search for Karad or Karad to get the exact IFSC Code HUSB0000017.

Mobile Banking App

If you use Hutatma Sahakari Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hutatma Sahakari Bank Ltd and Karad, then it will provide you proper information.

How to Use IFSC Code HUSB0000017 for Online Transfers?

Once you have the IFSC Code HUSB0000017 for the Karad branch of Hutatma Sahakari Bank Ltd in Karad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HUSB0000017. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hutatma Sahakari Bank Ltd IFSC Code HUSB0000017.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hutatma Sahakari Bank Ltd Karad in Karad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hutatma Sahakari Bank Ltd in Karad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hutatma Sahakari Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Karad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hutatma Sahakari Bank Ltd in Karad, Karad?

The IFSC Code is HUSB0000017.

Is the IFSC Code HUSB0000017 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hutatma Sahakari Bank Ltd Karad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karad branch?

The address of the branch is Deepak Pride,Near Axis Bank,Bheda Chowk,Shaniwar Peth,Dist-Satara located in Karad, Karad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.