The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Jathia Devi branch in Shimla, Shimla, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Himachal Pradesh State Cooperative Bank Ltd located in Shimla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000467. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Jathia Devi, Shimla
Below in the table are the key details related to IFSC Code HPSC0000467 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Shimla, within the district of Shimla in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000467 |
| Branch | Jathia Devi |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| Address | Vpo Jathia Devi Tehsil Shimla |
These details are crucial, not just for online banking users but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Shimla for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000467 for the Jathia Devi branch of Himachal Pradesh State Cooperative Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Jathia Devi, Shimla, Himachal Pradesh, are given a unique IFSC like HPSC0000467 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shimla.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Shimla and Shimla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Himachal Pradesh State Cooperative Bank Ltd in Jathia Devi goes to the correct branch. This is important because Himachal Pradesh State Cooperative Bank Ltd has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HPSC0000467
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jathia Devi in Shimla.
For example, the IFSC Code HPSC0000467 of Himachal Pradesh State Cooperative Bank Ltd for the Jathia Devi branch includes these elements, identifying the bank and the branch location in Shimla and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are trying to find the IFSC Code HPSC0000467 of Himachal Pradesh State Cooperative Bank Ltd for its Jathia Devi branch located in Shimla, the following methods can help:
Cheque Book
The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Shimla and Shimla, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and navigate to the branch locator section. Search for Jathia Devi or Shimla to get the exact IFSC Code HPSC0000467.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Himachal Pradesh State Cooperative Bank Ltd and Shimla, you'll get the correct details.
How to Use IFSC Code HPSC0000467 for Online Transfers?
Once you have the IFSC Code HPSC0000467 for the Jathia Devi branch of Himachal Pradesh State Cooperative Bank Ltd in Shimla, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HPSC0000467. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000467.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd Jathia Devi in Shimla, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Jathia Devi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Shimla to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jathia Devi Shimla branch is HPSC0000467.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vpo Jathia Devi Tehsil Shimla.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.