There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Rekong Peo branch in Rekong Peo, Kinnaur, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Himachal Pradesh State Cooperative Bank Ltd situated in Rekong Peo or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code HPSC0000257. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Rekong Peo, Rekong Peo
Below in the table are the key details related to IFSC Code HPSC0000257 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Rekong Peo, within the district of Kinnaur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000257 |
| Branch | Rekong Peo |
| City | Rekong Peo |
| District | Kinnaur |
| State | Himachal Pradesh |
| Address | Reckong Peo Tehsil Kalpa Pin 172107 |
These details help users in online banking and for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Rekong Peo for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000257 for the Rekong Peo branch of Himachal Pradesh State Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Rekong Peo, Rekong Peo, Himachal Pradesh, are allotted a unique IFSC like HPSC0000257 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rekong Peo.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rekong Peo and Kinnaur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Himachal Pradesh State Cooperative Bank Ltd in Rekong Peo reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code HPSC0000257
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rekong Peo in Rekong Peo.
For example, the IFSC Code HPSC0000257 of Himachal Pradesh State Cooperative Bank Ltd for the Rekong Peo branch includes these elements, identifying the bank and the branch location in Rekong Peo and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are trying to find the IFSC Code HPSC0000257 of Himachal Pradesh State Cooperative Bank Ltd for its Rekong Peo branch located in Rekong Peo, the following methods can help:
Cheque Book
The cheque books that are issued by Himachal Pradesh State Cooperative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Rekong Peo and Kinnaur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and find the branch locator section. Search for Rekong Peo or Rekong Peo to get the exact IFSC Code HPSC0000257.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Himachal Pradesh State Cooperative Bank Ltd and Rekong Peo that will provide accurate information.
How to Use IFSC Code HPSC0000257 for Online Transfers?
Once you have the IFSC Code HPSC0000257 for the Rekong Peo branch of Himachal Pradesh State Cooperative Bank Ltd in Rekong Peo, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HPSC0000257. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000257.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd Rekong Peo in Rekong Peo, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Rekong Peo, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rekong Peo to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000257.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Reckong Peo Tehsil Kalpa Pin 172107 located in Rekong Peo, Kinnaur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.