Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Kholi Ghat branch in Nankhari, Shimla, Himachal Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Himachal Pradesh State Cooperative Bank Ltd located in Nankhari or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000455. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Kholi Ghat, Nankhari
Below in the table are the key details related to IFSC Code HPSC0000455 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Nankhari, within the district of Shimla in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000455 |
| Branch | Kholi Ghat |
| City | Nankhari |
| District | Shimla |
| State | Himachal Pradesh |
| Address | Kholighat Nankhari Pin 171213 |
These details help users in online banking and for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Nankhari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000455 for the Kholi Ghat branch of Himachal Pradesh State Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Kholi Ghat, Nankhari, Himachal Pradesh, are allotted a unique IFSC like HPSC0000455 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nankhari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nankhari and Shimla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Himachal Pradesh State Cooperative Bank Ltd in Kholi Ghat reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code HPSC0000455
This is the format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kholi Ghat in Nankhari.
For example, the IFSC Code HPSC0000455 of Himachal Pradesh State Cooperative Bank Ltd for the Kholi Ghat branch includes these elements, identifying the bank and the branch location in Nankhari and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are looking for the IFSC Code HPSC0000455 of Himachal Pradesh State Cooperative Bank Ltd for its Kholi Ghat branch located in Nankhari, the following methods can help:
Cheque Book
The cheque book that is issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Nankhari and Shimla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Himachal Pradesh State Cooperative Bank Ltd and look for the branch locator section, then search for Kholi Ghat or Nankhari to get the exact IFSC Code HPSC0000455.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Himachal Pradesh State Cooperative Bank Ltd and Nankhari, then it will provide you proper information.
How to Use IFSC Code HPSC0000455 for Online Transfers?
Once you have the IFSC Code HPSC0000455 for the Kholi Ghat branch of Himachal Pradesh State Cooperative Bank Ltd in Nankhari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HPSC0000455. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000455.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Himachal Pradesh State Cooperative Bank Ltd Kholi Ghat in Nankhari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Kholi Ghat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Nankhari manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kholi Ghat Nankhari branch is HPSC0000455.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Kholighat Nankhari Pin 171213.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.