The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Mandal branch in Mandal, Shimla, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Himachal Pradesh State Cooperative Bank Ltd located in Mandal or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000454. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Mandal, Mandal
The table below shows the main details of the IFSC Code HPSC0000454 for the Himachal Pradesh State Cooperative Bank Ltd branch in Mandal, which falls under the Shimla district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000454 |
| Branch | Mandal |
| City | Mandal |
| District | Shimla |
| State | Himachal Pradesh |
| Address | Mandal Pin 171216 |
These details are essential not only for online banking users but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Mandal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000454 for the Mandal branch of Himachal Pradesh State Cooperative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Himachal Pradesh State Cooperative Bank Ltd located in Mandal, Mandal, Himachal Pradesh, is provided with a unique IFSC like HPSC0000454 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Himachal Pradesh State Cooperative Bank Ltd branch in Mandal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mandal and Shimla.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Himachal Pradesh State Cooperative Bank Ltd in Mandal do not get mixed with another location.
Format of the IFSC Code HPSC0000454
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mandal in Mandal.
For example, the IFSC Code HPSC0000454 of Himachal Pradesh State Cooperative Bank Ltd for the Mandal branch includes these elements, identifying the bank and the branch location in Mandal and Himachal Pradesh correctly.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are trying to find the IFSC Code HPSC0000454 of Himachal Pradesh State Cooperative Bank Ltd for its Mandal branch located in Mandal, the following methods can help:
Cheque Book
The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Mandal and Shimla, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and navigate to the branch locator section. Search for Mandal or Mandal to get the exact IFSC Code HPSC0000454.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Himachal Pradesh State Cooperative Bank Ltd and Mandal, you'll get the correct details.
How to Use IFSC Code HPSC0000454 for Online Transfers?
If you have the IFSC Code HPSC0000454 for the Mandal branch of Himachal Pradesh State Cooperative Bank Ltd in Mandal, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HPSC0000454. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000454.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Himachal Pradesh State Cooperative Bank Ltd Mandal in Mandal, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Mandal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mandal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mandal Mandal branch is HPSC0000454.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Mandal Pin 171216.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.