The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Khaneti Sandoch branch in Kumarsain, Shimla, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Himachal Pradesh State Cooperative Bank Ltd located in Kumarsain or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000420. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Khaneti Sandoch, Kumarsain
Here are the key points that are associated with the IFSC Code HPSC0000420 of Himachal Pradesh State Cooperative Bank Ltd for its branch located in Kumarsain, within the district of Shimla in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000420 |
| Branch | Khaneti Sandoch |
| City | Kumarsain |
| District | Shimla |
| State | Himachal Pradesh |
| Address | Khaneti Sadoch Po Batari Tehsil Kumarsain Pin 172031 |
These details help users in online banking and for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Kumarsain for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HPSC0000420 for the Khaneti Sandoch branch of Himachal Pradesh State Cooperative Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Khaneti Sandoch, Kumarsain, Himachal Pradesh, are given a unique IFSC like HPSC0000420 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kumarsain.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kumarsain and Shimla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Himachal Pradesh State Cooperative Bank Ltd in Khaneti Sandoch goes to the correct branch. This is important because Himachal Pradesh State Cooperative Bank Ltd has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HPSC0000420
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Himachal Pradesh State Cooperative Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khaneti Sandoch in Kumarsain.
For example, the IFSC Code HPSC0000420 of Himachal Pradesh State Cooperative Bank Ltd for the Khaneti Sandoch branch has these elements, identifying the bank and the branch location in Kumarsain and Himachal Pradesh correctly.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
If you are looking for the IFSC Code HPSC0000420 of Himachal Pradesh State Cooperative Bank Ltd for its Khaneti Sandoch branch located in Kumarsain, the following methods can help:
Cheque Book
The cheque book that is issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Kumarsain and Shimla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Himachal Pradesh State Cooperative Bank Ltd and look for the branch locator section, then search for Khaneti Sandoch or Kumarsain to get the exact IFSC Code HPSC0000420.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Himachal Pradesh State Cooperative Bank Ltd and Kumarsain, then it will provide you proper information.
How to Use IFSC Code HPSC0000420 for Online Transfers?
Once you have the IFSC Code HPSC0000420 for the Khaneti Sandoch branch of Himachal Pradesh State Cooperative Bank Ltd in Kumarsain, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HPSC0000420. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000420.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd Khaneti Sandoch in Kumarsain, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Khaneti Sandoch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kumarsain to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khaneti Sandoch Kumarsain branch is HPSC0000420.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Khaneti Sadoch Po Batari Tehsil Kumarsain Pin 172031.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.