Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Himachal Pradesh State Cooperative Bank Ltd for its Chah Ka Dohra branch in Chah Ka Dohra, Mandi, or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Himachal Pradesh State Cooperative Bank Ltd located in Chah Ka Dohra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code HPSC0000364. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Himachal Pradesh State Cooperative Bank Ltd, Chah Ka Dohra, Chah Ka Dohra
The table below shows the main details of the IFSC Code HPSC0000364 for the Himachal Pradesh State Cooperative Bank Ltd branch in Chah Ka Dohra, which falls under the Mandi district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Himachal Pradesh State Cooperative Bank Ltd |
| IFSC Code | HPSC0000364 |
| Branch | Chah Ka Dohra |
| City | Chah Ka Dohra |
| District | Mandi |
| State | Himachal Pradesh |
| Address | Po Chah Ka Dohra Tehsil Sundernagar District Mandi |
These details are important not only for users using online banking but also for businesses and individuals who use Himachal Pradesh State Cooperative Bank Ltd in Chah Ka Dohra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HPSC0000364 for the Chah Ka Dohra branch of Himachal Pradesh State Cooperative Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Himachal Pradesh State Cooperative Bank Ltd located in Chah Ka Dohra, Chah Ka Dohra, Himachal Pradesh, are given a unique IFSC like HPSC0000364 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chah Ka Dohra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Chah Ka Dohra and Mandi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Himachal Pradesh State Cooperative Bank Ltd in Chah Ka Dohra goes to the correct branch. This is important because Himachal Pradesh State Cooperative Bank Ltd has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code HPSC0000364
The format of the IFSC Code for banks, including Himachal Pradesh State Cooperative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Himachal Pradesh State Cooperative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chah Ka Dohra in Chah Ka Dohra.
For example, the IFSC Code HPSC0000364 of Himachal Pradesh State Cooperative Bank Ltd for the Chah Ka Dohra branch includes these elements, identifying the bank and the branch location in Chah Ka Dohra and Himachal Pradesh accurately.
How to Find IFSC Code for Himachal Pradesh State Cooperative Bank Ltd?
To find the IFSC Code HPSC0000364 of Himachal Pradesh State Cooperative Bank Ltd for its Chah Ka Dohra branch located in Chah Ka Dohra, the following methods can help you out:
Cheque Book
The cheque book issued by Himachal Pradesh State Cooperative Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Himachal Pradesh State Cooperative Bank Ltd branches in Chah Ka Dohra and Mandi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Himachal Pradesh State Cooperative Bank Ltd and go to the branch locator section. Then search for Chah Ka Dohra or Chah Ka Dohra to find the exact IFSC Code HPSC0000364.
Mobile Banking App
If you use Himachal Pradesh State Cooperative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Himachal Pradesh State Cooperative Bank Ltd and Chah Ka Dohra will provide accurate information.
How to Use IFSC Code HPSC0000364 for Online Transfers?
Once you have the IFSC Code HPSC0000364 for the Chah Ka Dohra branch of Himachal Pradesh State Cooperative Bank Ltd in Chah Ka Dohra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HPSC0000364. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Himachal Pradesh State Cooperative Bank Ltd IFSC Code HPSC0000364.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Himachal Pradesh State Cooperative Bank Ltd Chah Ka Dohra in Chah Ka Dohra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Himachal Pradesh State Cooperative Bank Ltd in Chah Ka Dohra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Himachal Pradesh State Cooperative Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chah Ka Dohra to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HPSC0000364.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po Chah Ka Dohra Tehsil Sundernagar District Mandi located in Chah Ka Dohra, Mandi, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.