For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Yerraguntla branch in Y S R, Yerraguntla, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Y S R or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0007118. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Yerraguntla, Y S R
Here are the key points that are associated with the IFSC Code HDFC0007118 of Hdfc Bank for its branch located in Y S R, within the district of Yerraguntla in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0007118 |
| Branch | Yerraguntla |
| City | Y S R |
| District | Yerraguntla |
| State | Andhra Pradesh |
| Address | Door No 4 6 213 And 4 6 213 1 Sy No 483 New Colony Near Muddanuru Road Yerraguntla Yerraguntla Andhra Pradesh 516309 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Y S R for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007118 for the Yerraguntla branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Yerraguntla, Y S R, Andhra Pradesh, are allotted a unique IFSC like HDFC0007118 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Y S R.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Y S R and Yerraguntla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Yerraguntla reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code HDFC0007118
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yerraguntla in Y S R.
For example, the IFSC Code HDFC0007118 of Hdfc Bank for the Yerraguntla branch includes these elements, identifying the bank and the branch location in Y S R and Andhra Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0007118 of Hdfc Bank for its Yerraguntla branch located in Y S R, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Y S R and Yerraguntla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Yerraguntla or Y S R to get the exact IFSC Code HDFC0007118.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Y S R that will provide accurate information.
How to Use IFSC Code HDFC0007118 for Online Transfers?
If you have the IFSC Code HDFC0007118 for the Yerraguntla branch of Hdfc Bank in Y S R, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0007118. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0007118.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Yerraguntla in Y S R, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Yerraguntla, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Y S R manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Yerraguntla Y S R branch is HDFC0007118.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Door No 4 6 213 And 4 6 213 1 Sy No 483 New Colony Near Muddanuru Road Yerraguntla Yerraguntla Andhra Pradesh 516309.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.