Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Phulbari branch in West Garo Hills, Lower Phulbari, Meghalaya, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in West Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code HDFC0006873. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Phulbari, West Garo Hills

Below in the table are the key details related to IFSC Code HDFC0006873 of Hdfc Bank for its branch located in West Garo Hills, within the district of Lower Phulbari in the state of Meghalaya.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006873
Branch Phulbari
City West Garo Hills
District Lower Phulbari
State Meghalaya
Address Grd Floor Dove Tower Singimari Phulbari Agia Guwahati Rd Phulbari Lower Phulbari Meghalaya 794104

These details help users in online banking and for businesses and individuals who use Hdfc Bank in West Garo Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006873 for the Phulbari branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Phulbari, West Garo Hills, Meghalaya, are given a unique IFSC like HDFC0006873 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Garo Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like West Garo Hills and Lower Phulbari.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Phulbari goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0006873

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phulbari in West Garo Hills.

For example, the IFSC Code HDFC0006873 of Hdfc Bank for the Phulbari branch includes these elements, identifying the bank and the branch location in West Garo Hills and Meghalaya accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0006873 of Hdfc Bank for its Phulbari branch located in West Garo Hills, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in West Garo Hills and Lower Phulbari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Phulbari or West Garo Hills to get the exact IFSC Code HDFC0006873.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and West Garo Hills, you'll get the correct details.

How to Use IFSC Code HDFC0006873 for Online Transfers?

Once you have the IFSC Code HDFC0006873 for the Phulbari branch of Hdfc Bank in West Garo Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0006873. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006873.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Phulbari in West Garo Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Phulbari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Garo Hills to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Phulbari, West Garo Hills?

The IFSC Code is HDFC0006873.

Is the IFSC Code HDFC0006873 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Phulbari?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Phulbari branch?

The address of the branch is Grd Floor Dove Tower Singimari Phulbari Agia Guwahati Rd Phulbari Lower Phulbari Meghalaya 794104 located in West Garo Hills, Lower Phulbari, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.