The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Pendurthi branch in Vishakhapatnam, Pendurthi, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0009604. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Pendurthi, Vishakhapatnam

Here are the key points that are associated with the IFSC Code HDFC0009604 of Hdfc Bank for its branch located in Vishakhapatnam, within the district of Pendurthi in the state of Andhra Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009604
Branch Pendurthi
City Vishakhapatnam
District Pendurthi
State Andhra Pradesh
Address Plot No 6 130 8 Narayana Complex Brts Express Way Pendurthi Pendurthi Andhra Pradesh 531173

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Vishakhapatnam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0009604 for the Pendurthi branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Pendurthi, Vishakhapatnam, Andhra Pradesh, is provided a unique IFSC like HDFC0009604 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Vishakhapatnam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Vishakhapatnam and Pendurthi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Pendurthi do not get misguided to another person.

Format of the IFSC Code HDFC0009604

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pendurthi in Vishakhapatnam.

For example, the IFSC Code HDFC0009604 of Hdfc Bank for the Pendurthi branch has these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0009604 of Hdfc Bank for its Pendurthi branch located in Vishakhapatnam, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Vishakhapatnam and Pendurthi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Pendurthi or Vishakhapatnam to get the exact IFSC Code HDFC0009604.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Vishakhapatnam that will provide accurate information.

How to Use IFSC Code HDFC0009604 for Online Transfers?

Once you have the IFSC Code HDFC0009604 for the Pendurthi branch of Hdfc Bank in Vishakhapatnam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009604. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009604.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Pendurthi in Vishakhapatnam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Pendurthi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vishakhapatnam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Pendurthi, Vishakhapatnam?

The IFSC Code is HDFC0009604.

Is the IFSC Code HDFC0009604 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Pendurthi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pendurthi branch?

The address of the branch is Plot No 6 130 8 Narayana Complex Brts Express Way Pendurthi Pendurthi Andhra Pradesh 531173 located in Vishakhapatnam, Pendurthi, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.