IFSC Code of Hdfc Bank, Shivdaspur, Shivdaspur, Andaman And Nicobar Island — HDFC0001616

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Shivdaspur branch in Varanasi, Shivdaspur, Andaman And Nicobar Island, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Varanasi or anywhere in Andaman And Nicobar Island can transfer funds instantly by using the correct IFSC Code HDFC0001616. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Shivdaspur, Varanasi

Here are the main details that are associated with the IFSC Code HDFC0001616 of Hdfc Bank for its branch located in Varanasi, within the district of Shivdaspur in the state of Andaman And Nicobar Island.

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Varanasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001616 for the Shivdaspur branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Shivdaspur, Varanasi, Andaman And Nicobar Island, are given a unique IFSC like HDFC0001616 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Varanasi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Varanasi and Shivdaspur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Shivdaspur goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Andaman And Nicobar Island and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0001616

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivdaspur in Varanasi.

For example, the IFSC Code HDFC0001616 of Hdfc Bank for the Shivdaspur branch includes these elements, identifying the bank and the branch location in Varanasi and Andaman And Nicobar Island accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0001616 of Hdfc Bank for its Shivdaspur branch located in Varanasi, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Varanasi and Shivdaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Shivdaspur or Varanasi to find the exact IFSC Code HDFC0001616.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Varanasi will provide accurate information.

How to Use IFSC Code HDFC0001616 for Online Transfers?

If you have the IFSC Code HDFC0001616 for the Shivdaspur branch of Hdfc Bank in Varanasi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001616. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0001616.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Shivdaspur in Varanasi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shivdaspur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Varanasi manage online transfers as well as cheque clearances with ease.