Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Uttarkashi branch in Uttar Kashi, Uttarkashi, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Uttar Kashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code HDFC0009480. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Uttarkashi, Uttar Kashi

Here are the key points that are associated with the IFSC Code HDFC0009480 of Hdfc Bank for its branch located in Uttar Kashi, within the district of Uttarkashi in the state of Uttarakhand.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009480
Branch Uttarkashi
City Uttar Kashi
District Uttarkashi
State Uttarakhand
Address Gr And First Flr Khasra No 2106 Nr Lakdi Village Barahat Bhatwari Rd Uttarkashi Uttarakhand 249193

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Uttar Kashi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0009480 for the Uttarkashi branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Uttarkashi, Uttar Kashi, Uttarakhand, are allotted a unique IFSC like HDFC0009480 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttar Kashi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Uttar Kashi and Uttarkashi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Uttarkashi reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code HDFC0009480

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttarkashi in Uttar Kashi.

For example, the IFSC Code HDFC0009480 of Hdfc Bank for the Uttarkashi branch includes these elements, identifying the bank and the branch location in Uttar Kashi and Uttarakhand correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0009480 of Hdfc Bank for its Uttarkashi branch located in Uttar Kashi, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Uttar Kashi and Uttarkashi, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Uttarkashi or Uttar Kashi to get the exact IFSC Code HDFC0009480.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Uttar Kashi, you'll get the correct details.

How to Use IFSC Code HDFC0009480 for Online Transfers?

Once you have the IFSC Code HDFC0009480 for the Uttarkashi branch of Hdfc Bank in Uttar Kashi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009480. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009480.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Uttarkashi in Uttar Kashi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Uttarkashi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Kashi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Uttarkashi, Uttar Kashi?

The IFSC Code is HDFC0009480.

Is the IFSC Code HDFC0009480 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Uttarkashi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Uttarkashi branch?

The address of the branch is Gr And First Flr Khasra No 2106 Nr Lakdi Village Barahat Bhatwari Rd Uttarkashi Uttarakhand 249193 located in Uttar Kashi, Uttarkashi, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.