There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Honavar branch in Uttar Kannad, Honavar, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Uttar Kannad or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code HDFC0004156. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Honavar, Uttar Kannad

Below in the table are the key details related to IFSC Code HDFC0004156 of Hdfc Bank for its branch located in Uttar Kannad, within the district of Honavar in the state of Karnataka.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0004156
Branch Honavar
City Uttar Kannad
District Honavar
State Karnataka
Address Hdfc Bank Ltd Tulasi Chambers No529 1K Nea Mastikatta Bazar Road Honavar Uttara Kannada Karnataka 581334

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Uttar Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004156 for the Honavar branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Honavar, Uttar Kannad, Karnataka, is provided with a unique IFSC like HDFC0004156 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Uttar Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Kannad and Honavar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Honavar do not get mixed with another location.

Format of the IFSC Code HDFC0004156

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Honavar in Uttar Kannad.

For example, the IFSC Code HDFC0004156 of Hdfc Bank for the Honavar branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004156 of Hdfc Bank for its Honavar branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Uttar Kannad and Honavar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Honavar or Uttar Kannad to get the exact IFSC Code HDFC0004156.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Uttar Kannad that will provide accurate information.

How to Use IFSC Code HDFC0004156 for Online Transfers?

If you have the IFSC Code HDFC0004156 for the Honavar branch of Hdfc Bank in Uttar Kannad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004156. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0004156.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Honavar in Uttar Kannad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Honavar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Honavar, Uttar Kannad?

The IFSC Code is HDFC0004156.

Is the IFSC Code HDFC0004156 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Honavar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Honavar branch?

The address of the branch is Hdfc Bank Ltd Tulasi Chambers No529 1K Nea Mastikatta Bazar Road Honavar Uttara Kannada Karnataka 581334 located in Uttar Kannad, Honavar, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.