For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Bhatkal branch in Uttar Kannad, Bhatkal, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code HDFC0007140. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Bhatkal, Uttar Kannad

Here are the key points that are associated with the IFSC Code HDFC0007140 of Hdfc Bank for its branch located in Uttar Kannad, within the district of Bhatkal in the state of Karnataka.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007140
Branch Bhatkal
City Uttar Kannad
District Bhatkal
State Karnataka
Address Hdfc Bank Ltd Grd Floor 198 Near Nagamasti Temple Bunder Road Bhatkal Bhatkal Karnataka 581320

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Uttar Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007140 for the Bhatkal branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007140 is given to every bank branch, including Hdfc Bank located in Bhatkal, Uttar Kannad, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Uttar Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Kannad and Bhatkal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Bhatkal doesn't end up at another location.

Format of the IFSC Code HDFC0007140

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhatkal in Uttar Kannad.

For example, the IFSC Code HDFC0007140 of Hdfc Bank for the Bhatkal branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007140 of Hdfc Bank for its Bhatkal branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Uttar Kannad and Bhatkal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Bhatkal or Uttar Kannad to get the exact IFSC Code HDFC0007140.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Uttar Kannad that will provide accurate information.

How to Use IFSC Code HDFC0007140 for Online Transfers?

Once you have the IFSC Code HDFC0007140 for the Bhatkal branch of Hdfc Bank in Uttar Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007140. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007140.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Bhatkal in Uttar Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bhatkal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uttar Kannad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Bhatkal, Uttar Kannad?

The IFSC Code is HDFC0007140.

Is the IFSC Code HDFC0007140 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Bhatkal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhatkal branch?

The address of the branch is Hdfc Bank Ltd Grd Floor 198 Near Nagamasti Temple Bunder Road Bhatkal Bhatkal Karnataka 581320 located in Uttar Kannad, Bhatkal, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.