The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Vilathikulam branch in Toothukudi, Vilathikulam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Toothukudi or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0008292. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Vilathikulam, Toothukudi

Here are the key points that are associated with the IFSC Code HDFC0008292 of Hdfc Bank for its branch located in Toothukudi, within the district of Vilathikulam in the state of Tamil Nadu.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008292
Branch Vilathikulam
City Toothukudi
District Vilathikulam
State Tamil Nadu
Address Grd Floor 45 2B Ward No 1 West Car Street Vilathikulam Vilathikulam Tamil Nadu 628907

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Toothukudi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008292 for the Vilathikulam branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Vilathikulam, Toothukudi, Tamil Nadu, are given a unique IFSC like HDFC0008292 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Toothukudi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Toothukudi and Vilathikulam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Vilathikulam goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0008292

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vilathikulam in Toothukudi.

For example, the IFSC Code HDFC0008292 of Hdfc Bank for the Vilathikulam branch includes these elements, identifying the bank and the branch location in Toothukudi and Tamil Nadu accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0008292 of Hdfc Bank for its Vilathikulam branch located in Toothukudi, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Toothukudi and Vilathikulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Vilathikulam or Toothukudi to find the exact IFSC Code HDFC0008292.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Toothukudi will provide accurate information.

How to Use IFSC Code HDFC0008292 for Online Transfers?

Once you have the IFSC Code HDFC0008292 for the Vilathikulam branch of Hdfc Bank in Toothukudi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008292. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0008292.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Vilathikulam in Toothukudi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Vilathikulam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Toothukudi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Vilathikulam, Toothukudi?

The IFSC Code is HDFC0008292.

Is the IFSC Code HDFC0008292 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Vilathikulam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vilathikulam branch?

The address of the branch is Grd Floor 45 2B Ward No 1 West Car Street Vilathikulam Vilathikulam Tamil Nadu 628907 located in Toothukudi, Vilathikulam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.