Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Chengam branch in Tiruvannamalai, Chengam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Tiruvannamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0007365. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Chengam, Tiruvannamalai

Below in the table are the key details related to IFSC Code HDFC0007365 of Hdfc Bank for its branch located in Tiruvannamalai, within the district of Chengam in the state of Tamil Nadu.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007365
Branch Chengam
City Tiruvannamalai
District Chengam
State Tamil Nadu
Address Hdfc Bank Ltd Bangalore Main Road Opp Bdo Office Alagapuri Nagar Chengam Chengam Tamil Nadu 6067092

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Tiruvannamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007365 for the Chengam branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007365 is given to every bank branch, including Hdfc Bank located in Chengam, Tiruvannamalai, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Tiruvannamalai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruvannamalai and Chengam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Chengam doesn't end up at another location.

Format of the IFSC Code HDFC0007365

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chengam in Tiruvannamalai.

For example, the IFSC Code HDFC0007365 of Hdfc Bank for the Chengam branch has these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007365 of Hdfc Bank for its Chengam branch located in Tiruvannamalai, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Tiruvannamalai and Chengam, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Chengam or Tiruvannamalai to get the exact IFSC Code HDFC0007365.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Tiruvannamalai, you'll get the correct details.

How to Use IFSC Code HDFC0007365 for Online Transfers?

Once you have the IFSC Code HDFC0007365 for the Chengam branch of Hdfc Bank in Tiruvannamalai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007365. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007365.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Chengam in Tiruvannamalai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Chengam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tiruvannamalai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Chengam, Tiruvannamalai?

The IFSC Code is HDFC0007365.

Is the IFSC Code HDFC0007365 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Chengam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chengam branch?

The address of the branch is Hdfc Bank Ltd Bangalore Main Road Opp Bdo Office Alagapuri Nagar Chengam Chengam Tamil Nadu 6067092 located in Tiruvannamalai, Chengam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.