Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Jagathy branch in Thiruvananthapuram, Trivandrum, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0006143. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Jagathy, Thiruvananthapuram
Here are some of the key details that come with the IFSC Code HDFC0006143 of Hdfc Bank for its branch located in Thiruvananthapuram, within the district of Trivandrum in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0006143 |
| Branch | Jagathy |
| City | Thiruvananthapuram |
| District | Trivandrum |
| State | Kerala |
| Address | Grd Floor Tc 44 1487 1 Jagathy Kochar Road Thycaud Po Trivandrum Kerala 695038 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Thiruvananthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006143 for the Jagathy branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0006143 is given to every bank branch, including Hdfc Bank located in Jagathy, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Thiruvananthapuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Trivandrum.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Jagathy doesn't end up at another location.
Format of the IFSC Code HDFC0006143
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagathy in Thiruvananthapuram.
For example, the IFSC Code HDFC0006143 of Hdfc Bank for the Jagathy branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0006143 of Hdfc Bank for its Jagathy branch located in Thiruvananthapuram, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Thiruvananthapuram and Trivandrum, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Jagathy or Thiruvananthapuram to find the exact IFSC Code HDFC0006143.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Thiruvananthapuram will provide accurate information.
How to Use IFSC Code HDFC0006143 for Online Transfers?
If you have the IFSC Code HDFC0006143 for the Jagathy branch of Hdfc Bank in Thiruvananthapuram, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0006143. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0006143.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Jagathy in Thiruvananthapuram, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Jagathy, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0006143.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Floor Tc 44 1487 1 Jagathy Kochar Road Thycaud Po Trivandrum Kerala 695038 located in Thiruvananthapuram, Trivandrum, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.