There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Andipatti Jakkampati branch in Theni, Theni, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Theni or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code HDFC0004601. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Andipatti Jakkampati, Theni
Here are the main details that are associated with the IFSC Code HDFC0004601 of Hdfc Bank for its branch located in Theni, within the district of Theni in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004601 |
| Branch | Andipatti Jakkampati |
| City | Theni |
| District | Theni |
| State | Tamil Nadu |
| Address | Grd Floor New Survey No 491 1A2 Ward No 13 Theni Main Road Jakkapatty Andipatti Town Panchayat Theni Tamil Nadu 625536 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Theni for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004601 for the Andipatti Jakkampati branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004601 is given to every bank branch, including Hdfc Bank located in Andipatti Jakkampati, Theni, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Theni.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Theni and Theni.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Andipatti Jakkampati doesn't end up at another location.
Format of the IFSC Code HDFC0004601
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Andipatti Jakkampati in Theni.
For example, the IFSC Code HDFC0004601 of Hdfc Bank for the Andipatti Jakkampati branch includes these elements, identifying the bank and the branch location in Theni and Tamil Nadu accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0004601 of Hdfc Bank for its Andipatti Jakkampati branch located in Theni, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Theni and Theni, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Andipatti Jakkampati or Theni to find the exact IFSC Code HDFC0004601.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Theni will provide accurate information.
How to Use IFSC Code HDFC0004601 for Online Transfers?
Once you have the IFSC Code HDFC0004601 for the Andipatti Jakkampati branch of Hdfc Bank in Theni, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0004601. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004601.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Andipatti Jakkampati in Theni, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Andipatti Jakkampati, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Theni to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Andipatti Jakkampati Theni branch is HDFC0004601.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Grd Floor New Survey No 491 1A2 Ward No 13 Theni Main Road Jakkapatty Andipatti Town Panchayat Theni Tamil Nadu 625536.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.