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IFSC Code of Hdfc Bank, New Washermanpet, Kumbakonam, Tamil Nadu — HDFC0006981

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its New Washermanpet branch in Thanjavur, Kumbakonam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0006981. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, New Washermanpet, Thanjavur

The table below shows the main details of the IFSC Code HDFC0006981 for the Hdfc Bank branch in Thanjavur, which falls under the Kumbakonam district in Tamil Nadu.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006981
Branch New Washermanpet
City Thanjavur
District Kumbakonam
State Tamil Nadu
Address No 103 Grd Floor Th Road New Washermanpet Chennai Dist Thanjavur Tamil Nadu Kumbakonam Tamil Nadu 600081

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006981 for the New Washermanpet branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0006981 is given to every bank branch, including Hdfc Bank located in New Washermanpet, Thanjavur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thanjavur and Kumbakonam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in New Washermanpet doesn't end up at another location.

Format of the IFSC Code HDFC0006981

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as New Washermanpet in Thanjavur.

For example, the IFSC Code HDFC0006981 of Hdfc Bank for the New Washermanpet branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0006981 of Hdfc Bank for its New Washermanpet branch located in Thanjavur, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Thanjavur and Kumbakonam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for New Washermanpet or Thanjavur to find the exact IFSC Code HDFC0006981.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Thanjavur will provide accurate information.

How to Use IFSC Code HDFC0006981 for Online Transfers?

If you have the IFSC Code HDFC0006981 for the New Washermanpet branch of Hdfc Bank in Thanjavur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0006981. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0006981.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank New Washermanpet in Thanjavur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in New Washermanpet, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in New Washermanpet, Thanjavur?

The IFSC Code is HDFC0006981.

Is the IFSC Code HDFC0006981 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank New Washermanpet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the New Washermanpet branch?

The address of the branch is No 103 Grd Floor Th Road New Washermanpet Chennai Dist Thanjavur Tamil Nadu Kumbakonam Tamil Nadu 600081 located in Thanjavur, Kumbakonam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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