Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Shivaji Chowk branch in Thane, Kalyan Dombivli, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0007983. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Shivaji Chowk, Thane
Here are the main details that are associated with the IFSC Code HDFC0007983 of Hdfc Bank for its branch located in Thane, within the district of Kalyan Dombivli in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0007983 |
| Branch | Shivaji Chowk |
| City | Thane |
| District | Kalyan Dombivli |
| State | Maharashtra |
| Address | Office No 104 105 106 1St Floor Manovi City Center Shivaji Chowk R P Road Opp Gurudev Hotel Kalyan Dombivli Maharashtra 421301 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007983 for the Shivaji Chowk branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Shivaji Chowk, Thane, Maharashtra, is provided with a unique IFSC like HDFC0007983 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Kalyan Dombivli.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Shivaji Chowk do not get mixed with another location.
Format of the IFSC Code HDFC0007983
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shivaji Chowk in Thane.
For example, the IFSC Code HDFC0007983 of Hdfc Bank for the Shivaji Chowk branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0007983 of Hdfc Bank for its Shivaji Chowk branch located in Thane, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Thane and Kalyan Dombivli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Shivaji Chowk or Thane to get the exact IFSC Code HDFC0007983.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Thane that will provide accurate information.
How to Use IFSC Code HDFC0007983 for Online Transfers?
Once you have the IFSC Code HDFC0007983 for the Shivaji Chowk branch of Hdfc Bank in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0007983. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0007983.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Shivaji Chowk in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shivaji Chowk, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0007983.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Office No 104 105 106 1St Floor Manovi City Center Shivaji Chowk R P Road Opp Gurudev Hotel Kalyan Dombivli Maharashtra 421301 located in Thane, Kalyan Dombivli, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.