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IFSC Code of Hdfc Bank, Shiv Mandir Road, Ambarnath, Maharashtra — HDFC0008398

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Shiv Mandir Road branch in Thane, Ambarnath, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0008398. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Shiv Mandir Road, Thane

Here are some of the key details that come with the IFSC Code HDFC0008398 of Hdfc Bank for its branch located in Thane, within the district of Ambarnath in the state of Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008398
Branch Shiv Mandir Road
City Thane
District Ambarnath
State Maharashtra
Address Unit No 201 Sai Shraddha Commercial Complex 2Nd Floor Opp Welfare Centre Shiv Mandir Road Ambarnath Maharashtra 421501

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008398 for the Shiv Mandir Road branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Shiv Mandir Road, Thane, Maharashtra, is provided with a unique IFSC like HDFC0008398 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Ambarnath.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Shiv Mandir Road do not get mixed with another location.

Format of the IFSC Code HDFC0008398

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shiv Mandir Road in Thane.

For example, the IFSC Code HDFC0008398 of Hdfc Bank for the Shiv Mandir Road branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0008398 of Hdfc Bank for its Shiv Mandir Road branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Thane and Ambarnath, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Shiv Mandir Road or Thane to get the exact IFSC Code HDFC0008398.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Thane, you'll get the correct details.

How to Use IFSC Code HDFC0008398 for Online Transfers?

Once you have the IFSC Code HDFC0008398 for the Shiv Mandir Road branch of Hdfc Bank in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008398. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008398.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Shiv Mandir Road in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Shiv Mandir Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Shiv Mandir Road Thane?

The IFSC Code of the Shiv Mandir Road Thane branch is HDFC0008398.

Is IFSC Code HDFC0008398 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Shiv Mandir Road branch?

The branch is located at Unit No 201 Sai Shraddha Commercial Complex 2Nd Floor Opp Welfare Centre Shiv Mandir Road Ambarnath Maharashtra 421501.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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