For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Parshwanath Co-Op Bank Ltd Kolhapur branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CPCB12. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Parshwanath Co-Op Bank Ltd Kolhapur, Thane
Here are some of the key details that come with the IFSC Code HDFC0CPCB12 of Hdfc Bank for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CPCB12 |
| Branch | Parshwanath Co-Op Bank Ltd Kolhapur |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Shop No.25 A, 24 B, Devi Annapurna Premises, Plot No. 8, Sector No. 18, Vashi, Navi Mumbai-400705 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CPCB12 for the Parshwanath Co-Op Bank Ltd Kolhapur branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Parshwanath Co-Op Bank Ltd Kolhapur, Thane, Maharashtra, is provided a unique IFSC like HDFC0CPCB12 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Thane.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thane and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Parshwanath Co-Op Bank Ltd Kolhapur do not get misguided to another person.
Format of the IFSC Code HDFC0CPCB12
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Parshwanath Co-Op Bank Ltd Kolhapur in Thane.
For example, the IFSC Code HDFC0CPCB12 of Hdfc Bank for the Parshwanath Co-Op Bank Ltd Kolhapur branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CPCB12 of Hdfc Bank for its Parshwanath Co-Op Bank Ltd Kolhapur branch located in Thane, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Thane and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Parshwanath Co-Op Bank Ltd Kolhapur or Thane to get the exact IFSC Code HDFC0CPCB12.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Thane, you'll get the correct details.
How to Use IFSC Code HDFC0CPCB12 for Online Transfers?
Once you have the IFSC Code HDFC0CPCB12 for the Parshwanath Co-Op Bank Ltd Kolhapur branch of Hdfc Bank in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CPCB12. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CPCB12.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Parshwanath Co-Op Bank Ltd Kolhapur in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Parshwanath Co-Op Bank Ltd Kolhapur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Parshwanath Co-Op Bank Ltd Kolhapur Thane branch is HDFC0CPCB12.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.25 A, 24 B, Devi Annapurna Premises, Plot No. 8, Sector No. 18, Vashi, Navi Mumbai-400705.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.