Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its The Gayatri Co-Op Urban Bank Ltd branch in Suryapet, Tirumalgiri, Telangana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Suryapet or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code HDFC0CTGB45. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, The Gayatri Co-Op Urban Bank Ltd, Suryapet

The table below shows the main details of the IFSC Code HDFC0CTGB45 for the Hdfc Bank branch in Suryapet, which falls under the Tirumalgiri district in Telangana.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CTGB45
Branch The Gayatri Co-Op Urban Bank Ltd
City Suryapet
District Tirumalgiri
State Telangana
Address Suryapet Road Tirumalgiri Dist Suryapet Telangana 508223

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Suryapet for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CTGB45 for the The Gayatri Co-Op Urban Bank Ltd branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in The Gayatri Co-Op Urban Bank Ltd, Suryapet, Telangana, is provided with a unique IFSC like HDFC0CTGB45 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Suryapet.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Suryapet and Tirumalgiri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in The Gayatri Co-Op Urban Bank Ltd do not get mixed with another location.

Format of the IFSC Code HDFC0CTGB45

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Gayatri Co-Op Urban Bank Ltd in Suryapet.

For example, the IFSC Code HDFC0CTGB45 of Hdfc Bank for the The Gayatri Co-Op Urban Bank Ltd branch includes these elements, identifying the bank and the branch location in Suryapet and Telangana accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CTGB45 of Hdfc Bank for its The Gayatri Co-Op Urban Bank Ltd branch located in Suryapet, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Suryapet and Tirumalgiri, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for The Gayatri Co-Op Urban Bank Ltd or Suryapet to get the exact IFSC Code HDFC0CTGB45.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Suryapet, you'll get the correct details.

How to Use IFSC Code HDFC0CTGB45 for Online Transfers?

If you have the IFSC Code HDFC0CTGB45 for the The Gayatri Co-Op Urban Bank Ltd branch of Hdfc Bank in Suryapet, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CTGB45. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0CTGB45.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank The Gayatri Co-Op Urban Bank Ltd in Suryapet, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in The Gayatri Co-Op Urban Bank Ltd, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Suryapet manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in The Gayatri Co-Op Urban Bank Ltd, Suryapet?

The IFSC Code is HDFC0CTGB45.

Is the IFSC Code HDFC0CTGB45 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank The Gayatri Co-Op Urban Bank Ltd?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Gayatri Co-Op Urban Bank Ltd branch?

The address of the branch is Suryapet Road Tirumalgiri Dist Suryapet Telangana 508223 located in Suryapet, Tirumalgiri, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.