There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Ambedkar Chowk Ambikapur branch in Surguja, Ambikapur, Chhattisgarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Surguja or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code HDFC0008484. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Ambedkar Chowk Ambikapur, Surguja
Here are the main details that are associated with the IFSC Code HDFC0008484 of Hdfc Bank for its branch located in Surguja, within the district of Ambikapur in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0008484 |
| Branch | Ambedkar Chowk Ambikapur |
| City | Surguja |
| District | Ambikapur |
| State | Chhattisgarh |
| Address | Hdfc Bank Ltd Krishna Villa Village Namma Kala Ric Ambikapur Opp Pg Collage Ambikapur Chhattisgarh 497001 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Surguja for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0008484 for the Ambedkar Chowk Ambikapur branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Ambedkar Chowk Ambikapur, Surguja, Chhattisgarh, is provided a unique IFSC like HDFC0008484 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Surguja.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surguja and Ambikapur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Chhattisgarh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Ambedkar Chowk Ambikapur do not get misguided to another person.
Format of the IFSC Code HDFC0008484
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambedkar Chowk Ambikapur in Surguja.
For example, the IFSC Code HDFC0008484 of Hdfc Bank for the Ambedkar Chowk Ambikapur branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0008484 of Hdfc Bank for its Ambedkar Chowk Ambikapur branch located in Surguja, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Surguja and Ambikapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Ambedkar Chowk Ambikapur or Surguja to get the exact IFSC Code HDFC0008484.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Surguja that will provide accurate information.
How to Use IFSC Code HDFC0008484 for Online Transfers?
Once you have the IFSC Code HDFC0008484 for the Ambedkar Chowk Ambikapur branch of Hdfc Bank in Surguja, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0008484. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0008484.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Ambedkar Chowk Ambikapur in Surguja, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Ambedkar Chowk Ambikapur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surguja manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0008484.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Krishna Villa Village Namma Kala Ric Ambikapur Opp Pg Collage Ambikapur Chhattisgarh 497001 located in Surguja, Ambikapur, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.