The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Surat Diamond Bourse Khajod branch in Surat, Kim, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0008957. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Surat Diamond Bourse Khajod, Surat

Here are some of the key details that come with the IFSC Code HDFC0008957 of Hdfc Bank for its branch located in Surat, within the district of Kim in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008957
Branch Surat Diamond Bourse Khajod
City Surat
District Kim
State Gujarat
Address H 002 Surat Diamond Bourse Behind Surat International Exhibition And Convocation Cntr Khajod Kim Gujarat 395007

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008957 for the Surat Diamond Bourse Khajod branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Surat Diamond Bourse Khajod, Surat, Gujarat, is provided a unique IFSC like HDFC0008957 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Surat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surat and Kim.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Surat Diamond Bourse Khajod do not get misguided to another person.

Format of the IFSC Code HDFC0008957

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat Diamond Bourse Khajod in Surat.

For example, the IFSC Code HDFC0008957 of Hdfc Bank for the Surat Diamond Bourse Khajod branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0008957 of Hdfc Bank for its Surat Diamond Bourse Khajod branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Surat and Kim, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Surat Diamond Bourse Khajod or Surat to get the exact IFSC Code HDFC0008957.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Surat that will provide accurate information.

How to Use IFSC Code HDFC0008957 for Online Transfers?

If you have the IFSC Code HDFC0008957 for the Surat Diamond Bourse Khajod branch of Hdfc Bank in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008957. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008957.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Surat Diamond Bourse Khajod in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Surat Diamond Bourse Khajod, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Surat Diamond Bourse Khajod, Surat?

The IFSC Code is HDFC0008957.

Is the IFSC Code HDFC0008957 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Surat Diamond Bourse Khajod?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Surat Diamond Bourse Khajod branch?

The address of the branch is H 002 Surat Diamond Bourse Behind Surat International Exhibition And Convocation Cntr Khajod Kim Gujarat 395007 located in Surat, Kim, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.