Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its New Citylight Rd Khatushyam Mandir branch in Surat, Surat M Corp, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0005351. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, New Citylight Rd Khatushyam Mandir, Surat

The table below shows the main details of the IFSC Code HDFC0005351 for the Hdfc Bank branch in Surat, which falls under the Surat M Corp district in Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005351
Branch New Citylight Rd Khatushyam Mandir
City Surat
District Surat M Corp
State Gujarat
Address Grd Floor 19 20 21 And 22 Half New Citylight Road Surat Surat M Corp Gujarat 395007

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005351 for the New Citylight Rd Khatushyam Mandir branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0005351 is given to every bank branch, including Hdfc Bank located in New Citylight Rd Khatushyam Mandir, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat M Corp.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in New Citylight Rd Khatushyam Mandir doesn't end up at another location.

Format of the IFSC Code HDFC0005351

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as New Citylight Rd Khatushyam Mandir in Surat.

For example, the IFSC Code HDFC0005351 of Hdfc Bank for the New Citylight Rd Khatushyam Mandir branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0005351 of Hdfc Bank for its New Citylight Rd Khatushyam Mandir branch located in Surat, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Surat and Surat M Corp, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for New Citylight Rd Khatushyam Mandir or Surat to find the exact IFSC Code HDFC0005351.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Surat will provide accurate information.

How to Use IFSC Code HDFC0005351 for Online Transfers?

Once you have the IFSC Code HDFC0005351 for the New Citylight Rd Khatushyam Mandir branch of Hdfc Bank in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0005351. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0005351.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank New Citylight Rd Khatushyam Mandir in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in New Citylight Rd Khatushyam Mandir, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in New Citylight Rd Khatushyam Mandir, Surat?

The IFSC Code is HDFC0005351.

Is the IFSC Code HDFC0005351 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank New Citylight Rd Khatushyam Mandir?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the New Citylight Rd Khatushyam Mandir branch?

The address of the branch is Grd Floor 19 20 21 And 22 Half New Citylight Road Surat Surat M Corp Gujarat 395007 located in Surat, Surat M Corp, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.