Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Bardoli-Gujarat branch in Surat, Bardoli, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0000209. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Bardoli-Gujarat, Surat
Here are the key points that are associated with the IFSC Code HDFC0000209 of Hdfc Bank for its branch located in Surat, within the district of Bardoli in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0000209 |
| Branch | Bardoli-Gujarat |
| City | Surat |
| District | Bardoli |
| State | Gujarat |
| Address | First Flrshri Ambika Niketanstation Road,Bardoligujarat394602 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000209 for the Bardoli-Gujarat branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Bardoli-Gujarat, Surat, Gujarat, is provided a unique IFSC like HDFC0000209 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Bardoli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Bardoli-Gujarat do not get misguided to another person.
Format of the IFSC Code HDFC0000209
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bardoli-Gujarat in Surat.
For example, the IFSC Code HDFC0000209 of Hdfc Bank for the Bardoli-Gujarat branch has these elements, identifying the bank and the branch location in Surat and Gujarat correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0000209 of Hdfc Bank for its Bardoli-Gujarat branch located in Surat, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Surat and Bardoli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Bardoli-Gujarat or Surat to find the exact IFSC Code HDFC0000209.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Surat will provide accurate information.
How to Use IFSC Code HDFC0000209 for Online Transfers?
Once you have the IFSC Code HDFC0000209 for the Bardoli-Gujarat branch of Hdfc Bank in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0000209. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0000209.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Bardoli-Gujarat in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bardoli-Gujarat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0000209.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Flrshri Ambika Niketanstation Road,Bardoligujarat394602 located in Surat, Bardoli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.