The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Anand Mahal Road Adajan branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0008947. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Anand Mahal Road Adajan, Surat

Here are the key points that are associated with the IFSC Code HDFC0008947 of Hdfc Bank for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008947
Branch Anand Mahal Road Adajan
City Surat
District Surat
State Gujarat
Address Grd Floor Shop No 1 To 4 1St Floor Shop No 1To4 Mann Complex Anand Mahal Road Adajan Surat Gujarat 395009

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008947 for the Anand Mahal Road Adajan branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Anand Mahal Road Adajan, Surat, Gujarat, are allotted a unique IFSC like HDFC0008947 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Anand Mahal Road Adajan reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code HDFC0008947

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Anand Mahal Road Adajan in Surat.

For example, the IFSC Code HDFC0008947 of Hdfc Bank for the Anand Mahal Road Adajan branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0008947 of Hdfc Bank for its Anand Mahal Road Adajan branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Anand Mahal Road Adajan or Surat to get the exact IFSC Code HDFC0008947.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Surat, you'll get the correct details.

How to Use IFSC Code HDFC0008947 for Online Transfers?

Once you have the IFSC Code HDFC0008947 for the Anand Mahal Road Adajan branch of Hdfc Bank in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0008947. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008947.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Anand Mahal Road Adajan in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Anand Mahal Road Adajan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Anand Mahal Road Adajan, Surat?

The IFSC Code is HDFC0008947.

Is the IFSC Code HDFC0008947 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Anand Mahal Road Adajan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Anand Mahal Road Adajan branch?

The address of the branch is Grd Floor Shop No 1 To 4 1St Floor Shop No 1To4 Mann Complex Anand Mahal Road Adajan Surat Gujarat 395009 located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby HDFC BANK Branches

Back to Top