There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Rourkela - Bisra Road branch in Sundergarh, Raurkela, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Sundergarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code HDFC0000243. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Rourkela - Bisra Road, Sundergarh
The table below shows the main details of the IFSC Code HDFC0000243 for the Hdfc Bank branch in Sundergarh, which falls under the Raurkela district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0000243 |
| Branch | Rourkela - Bisra Road |
| City | Sundergarh |
| District | Raurkela |
| State | Odisha |
| Address | Dwibedi Bhawan,Bisra Road,Rourkelaorissa769001 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Sundergarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000243 for the Rourkela - Bisra Road branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0000243 is given to every bank branch, including Hdfc Bank located in Rourkela - Bisra Road, Sundergarh, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Sundergarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sundergarh and Raurkela.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Rourkela - Bisra Road doesn't end up at another location.
Format of the IFSC Code HDFC0000243
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rourkela - Bisra Road in Sundergarh.
For example, the IFSC Code HDFC0000243 of Hdfc Bank for the Rourkela - Bisra Road branch includes these elements, identifying the bank and the branch location in Sundergarh and Odisha accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0000243 of Hdfc Bank for its Rourkela - Bisra Road branch located in Sundergarh, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Sundergarh and Raurkela, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Rourkela - Bisra Road or Sundergarh to get the exact IFSC Code HDFC0000243.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Sundergarh, then it will provide you proper information.
How to Use IFSC Code HDFC0000243 for Online Transfers?
Once you have the IFSC Code HDFC0000243 for the Rourkela - Bisra Road branch of Hdfc Bank in Sundergarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0000243. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0000243.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Rourkela - Bisra Road in Sundergarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Rourkela - Bisra Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sundergarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0000243.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dwibedi Bhawan,Bisra Road,Rourkelaorissa769001 located in Sundergarh, Raurkela, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.