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IFSC Code of Hdfc Bank, Panposh Chowk, Rourkela, Odisha — HDFC0009445

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Panposh Chowk branch in Sundargarh, Rourkela, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Sundargarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code HDFC0009445. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Panposh Chowk, Sundargarh

Below in the table are the key details related to IFSC Code HDFC0009445 of Hdfc Bank for its branch located in Sundargarh, within the district of Rourkela in the state of Odisha.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009445
Branch Panposh Chowk
City Sundargarh
District Rourkela
State Odisha
Address Hdfc Bank Ltd Naresh Enclave Panposh Chowk Rourkela Rourkela Odisha 769004

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Sundargarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009445 for the Panposh Chowk branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Panposh Chowk, Sundargarh, Odisha, are given a unique IFSC like HDFC0009445 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sundargarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sundargarh and Rourkela.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Panposh Chowk goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0009445

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panposh Chowk in Sundargarh.

For example, the IFSC Code HDFC0009445 of Hdfc Bank for the Panposh Chowk branch includes these elements, identifying the bank and the branch location in Sundargarh and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0009445 of Hdfc Bank for its Panposh Chowk branch located in Sundargarh, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Sundargarh and Rourkela, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Panposh Chowk or Sundargarh to get the exact IFSC Code HDFC0009445.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Sundargarh, you'll get the correct details.

How to Use IFSC Code HDFC0009445 for Online Transfers?

If you have the IFSC Code HDFC0009445 for the Panposh Chowk branch of Hdfc Bank in Sundargarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009445. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0009445.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Panposh Chowk in Sundargarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Panposh Chowk, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sundargarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Panposh Chowk, Sundargarh?

The IFSC Code is HDFC0009445.

Is the IFSC Code HDFC0009445 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Panposh Chowk?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Panposh Chowk branch?

The address of the branch is Hdfc Bank Ltd Naresh Enclave Panposh Chowk Rourkela Rourkela Odisha 769004 located in Sundargarh, Rourkela, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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