For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Hdfc Bank Ltd-Benaulim branch in South Goa, Benaulim, Goa, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in South Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code HDFC0003364. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Hdfc Bank Ltd-Benaulim, South Goa

Here are the key points that are associated with the IFSC Code HDFC0003364 of Hdfc Bank for its branch located in South Goa, within the district of Benaulim in the state of Goa.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0003364
Branch Hdfc Bank Ltd-Benaulim
City South Goa
District Benaulim
State Goa
Address Shop No.1,Gf, Cd Zen Gardens, Colva-Benaulim Main Road, Near Maria Hall,Benaulimsalcete, South Goa Goa 403716

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in South Goa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003364 for the Hdfc Bank Ltd-Benaulim branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Hdfc Bank Ltd-Benaulim, South Goa, Goa, is provided with a unique IFSC like HDFC0003364 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in South Goa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like South Goa and Benaulim.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Goa and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Hdfc Bank Ltd-Benaulim do not get mixed with another location.

Format of the IFSC Code HDFC0003364

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hdfc Bank Ltd-Benaulim in South Goa.

For example, the IFSC Code HDFC0003364 of Hdfc Bank for the Hdfc Bank Ltd-Benaulim branch has these elements, identifying the bank and the branch location in South Goa and Goa correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0003364 of Hdfc Bank for its Hdfc Bank Ltd-Benaulim branch located in South Goa, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in South Goa and Benaulim, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Hdfc Bank Ltd-Benaulim or South Goa to get the exact IFSC Code HDFC0003364.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and South Goa, you'll get the correct details.

How to Use IFSC Code HDFC0003364 for Online Transfers?

Once you have the IFSC Code HDFC0003364 for the Hdfc Bank Ltd-Benaulim branch of Hdfc Bank in South Goa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0003364. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003364.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Hdfc Bank Ltd-Benaulim in South Goa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Hdfc Bank Ltd-Benaulim, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in South Goa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Hdfc Bank Ltd-Benaulim South Goa?

The IFSC Code of the Hdfc Bank Ltd-Benaulim South Goa branch is HDFC0003364.

Is IFSC Code HDFC0003364 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Hdfc Bank Ltd-Benaulim branch?

The branch is located at Shop No.1,Gf, Cd Zen Gardens, Colva-Benaulim Main Road, Near Maria Hall,Benaulimsalcete, South Goa Goa 403716.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.