For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Baghmara branch in South Garo Hills, Baghmara, Meghalaya, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in South Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code HDFC0007199. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Baghmara, South Garo Hills

Here are some of the key details that come with the IFSC Code HDFC0007199 of Hdfc Bank for its branch located in South Garo Hills, within the district of Baghmara in the state of Meghalaya.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007199
Branch Baghmara
City South Garo Hills
District Baghmara
State Meghalaya
Address Grd 1St Floor Jubilee Building Baghmara Bazar Baghmara Baghmara Meghalaya 794102

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in South Garo Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007199 for the Baghmara branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Baghmara, South Garo Hills, Meghalaya, are allotted a unique IFSC like HDFC0007199 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in South Garo Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like South Garo Hills and Baghmara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Baghmara reaches the right place, even though there are thousands of branches in Meghalaya and across India.

Format of the IFSC Code HDFC0007199

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baghmara in South Garo Hills.

For example, the IFSC Code HDFC0007199 of Hdfc Bank for the Baghmara branch includes these elements, identifying the bank and the branch location in South Garo Hills and Meghalaya accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0007199 of Hdfc Bank for its Baghmara branch located in South Garo Hills, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in South Garo Hills and Baghmara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Baghmara or South Garo Hills to find the exact IFSC Code HDFC0007199.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and South Garo Hills will provide accurate information.

How to Use IFSC Code HDFC0007199 for Online Transfers?

Once you have the IFSC Code HDFC0007199 for the Baghmara branch of Hdfc Bank in South Garo Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007199. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007199.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Baghmara in South Garo Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Baghmara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in South Garo Hills manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Baghmara, South Garo Hills?

The IFSC Code is HDFC0007199.

Is the IFSC Code HDFC0007199 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Baghmara?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baghmara branch?

The address of the branch is Grd 1St Floor Jubilee Building Baghmara Bazar Baghmara Baghmara Meghalaya 794102 located in South Garo Hills, Baghmara, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.