There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Swaraj Dweep Havelock branch in South Andaman, Havelock, Andaman And Nicobar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in South Andaman or anywhere in Andaman And Nicobar can easily transfer funds instantly by using the correct IFSC Code HDFC0009582. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Swaraj Dweep Havelock, South Andaman

The table below shows the main details of the IFSC Code HDFC0009582 for the Hdfc Bank branch in South Andaman, which falls under the Havelock district in Andaman And Nicobar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009582
Branch Swaraj Dweep Havelock
City South Andaman
District Havelock
State Andaman And Nicobar
Address Grd Flr Govind Nagar 3 Havelock Island Swaraj Dweep Andaman And Nicobar 744211

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in South Andaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009582 for the Swaraj Dweep Havelock branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Swaraj Dweep Havelock, South Andaman, Andaman And Nicobar, are allotted a unique IFSC like HDFC0009582 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in South Andaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like South Andaman and Havelock.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Swaraj Dweep Havelock reaches the right place, even though there are thousands of branches in Andaman And Nicobar and across India.

Format of the IFSC Code HDFC0009582

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Swaraj Dweep Havelock in South Andaman.

For example, the IFSC Code HDFC0009582 of Hdfc Bank for the Swaraj Dweep Havelock branch includes these elements, identifying the bank and the branch location in South Andaman and Andaman And Nicobar correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0009582 of Hdfc Bank for its Swaraj Dweep Havelock branch located in South Andaman, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in South Andaman and Havelock, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Swaraj Dweep Havelock or South Andaman to find the exact IFSC Code HDFC0009582.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and South Andaman will provide accurate information.

How to Use IFSC Code HDFC0009582 for Online Transfers?

Once you have the IFSC Code HDFC0009582 for the Swaraj Dweep Havelock branch of Hdfc Bank in South Andaman, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0009582. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009582.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Swaraj Dweep Havelock in South Andaman may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Swaraj Dweep Havelock, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South Andaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Swaraj Dweep Havelock, South Andaman?

The IFSC Code is HDFC0009582.

Is the IFSC Code HDFC0009582 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Swaraj Dweep Havelock?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Swaraj Dweep Havelock branch?

The address of the branch is Grd Flr Govind Nagar 3 Havelock Island Swaraj Dweep Andaman And Nicobar 744211 located in South Andaman, Havelock, Andaman And Nicobar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.