The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Dhekiajuli branch in Sonitpur, Dhekiajuli, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Sonitpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0005295. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Dhekiajuli, Sonitpur
Here are some of the key details that come with the IFSC Code HDFC0005295 of Hdfc Bank for its branch located in Sonitpur, within the district of Dhekiajuli in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005295 |
| Branch | Dhekiajuli |
| City | Sonitpur |
| District | Dhekiajuli |
| State | Assam |
| Address | Ground Floor Ward No 10 Main Road D D Complex Near Astc Bus Stand Dhekiajuli Assam 784110 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Sonitpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0005295 for the Dhekiajuli branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Dhekiajuli, Sonitpur, Assam, is provided with a unique IFSC like HDFC0005295 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Sonitpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sonitpur and Dhekiajuli.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Dhekiajuli do not get mixed with another location.
Format of the IFSC Code HDFC0005295
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhekiajuli in Sonitpur.
For example, the IFSC Code HDFC0005295 of Hdfc Bank for the Dhekiajuli branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0005295 of Hdfc Bank for its Dhekiajuli branch located in Sonitpur, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Sonitpur and Dhekiajuli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Dhekiajuli or Sonitpur to find the exact IFSC Code HDFC0005295.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Sonitpur will provide accurate information.
How to Use IFSC Code HDFC0005295 for Online Transfers?
Once you have the IFSC Code HDFC0005295 for the Dhekiajuli branch of Hdfc Bank in Sonitpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0005295. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005295.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Dhekiajuli in Sonitpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Dhekiajuli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sonitpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005295.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Ward No 10 Main Road D D Complex Near Astc Bus Stand Dhekiajuli Assam 784110 located in Sonitpur, Dhekiajuli, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.