For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Biswanath Chariyali branch in Sonitpur, Biswanath Charali, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Sonitpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0001962. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Biswanath Chariyali, Sonitpur

Here are the main details that are associated with the IFSC Code HDFC0001962 of Hdfc Bank for its branch located in Sonitpur, within the district of Biswanath Charali in the state of Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001962
Branch Biswanath Chariyali
City Sonitpur
District Biswanath Charali
State Assam
Address Hdfc Bank Ltd. Kochgaon,Biswanath Chairali Distt-Sonitpur Pin 784176

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Sonitpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0001962 for the Biswanath Chariyali branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Biswanath Chariyali, Sonitpur, Assam, is provided with a unique IFSC like HDFC0001962 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Sonitpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sonitpur and Biswanath Charali.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Biswanath Chariyali do not get mixed with another location.

Format of the IFSC Code HDFC0001962

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Biswanath Chariyali in Sonitpur.

For example, the IFSC Code HDFC0001962 of Hdfc Bank for the Biswanath Chariyali branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001962 of Hdfc Bank for its Biswanath Chariyali branch located in Sonitpur, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Sonitpur and Biswanath Charali, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Biswanath Chariyali or Sonitpur to get the exact IFSC Code HDFC0001962.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Sonitpur, you'll get the correct details.

How to Use IFSC Code HDFC0001962 for Online Transfers?

Once you have the IFSC Code HDFC0001962 for the Biswanath Chariyali branch of Hdfc Bank in Sonitpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001962. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001962.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Biswanath Chariyali in Sonitpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Biswanath Chariyali, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sonitpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Biswanath Chariyali Sonitpur?

The IFSC Code of the Biswanath Chariyali Sonitpur branch is HDFC0001962.

Is IFSC Code HDFC0001962 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Biswanath Chariyali branch?

The branch is located at Hdfc Bank Ltd. Kochgaon,Biswanath Chairali Distt-Sonitpur Pin 784176.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.